$500 minimum opening deposit required. Advertised rates available for a limited time. As of 8/22/13, a promotional annual percentage yield (APY) of 0.50% applies to account balances of $100,000 or less, and a promotional APY of 0.50% to 0.40% applies to balances of more than $100,000, depending on the account balance. An interest rate of 0.40% will be paid for the portion of your daily balance that is greater than $100,000. Both promotional APYs will expire 365 days after account opening. Upon expiration of the promotional APYs, the standard APY in effect as of that date will apply to the entire account balance. The standard APY is subject to change at any time without notice. Rates vary by market.
Promotional interest rates not applicable to existing checking account customers or converted checking accounts. Existing checking customers and converted accounts will earn interest at the standard interest rates. Terms and conditions subject to change.
To maintain the account, you must maintain a combined balance of $5,000.00 or more. Combined balances include: (i) the average monthly ledger balances in your personal Capital One, N.A. and/or Capital One Bank (USA), N.A. checking, savings, and money market accounts; (ii) the monthly ledger balance of your personal Capital One, N.A. and/or Capital One Bank (USA), N.A. certificate of deposit accounts; (iii) the prior month-end balance in your personal Capital One, N.A. brokerage account. OR; maintain a (i) mortgage SERVICED BY Capital One, N.A., (ii) home equity loan or (iii) home equity line of credit with AN OUTSTANDING balance AND WHICH IS NOT DELINQUENT, as of the last day of the prior STATEMENT CYCLE. For new accounts only. Limit one High Yield Checking account per customer. Additional accounts are subject to conversion and/or closure. Account subject to conversion and/or closure if minimum balance requirements are not met. Existing checking customers and converted accounts will earn interest at the standard interest rates. Fees assessed at any ATM within the United States and at some ATMs located outside the United States will be reimbursed within 5 business days, up to $15 per statement period.
Securities are offered through Capital One Investment Services LLC, member FINRA/SIPC. Annuities are offered through Capital One Agency LLC. Investment advisory services are offered through Capital One Financial Advisors LLC, a state-registered investment advisory firm. All are non-banking affiliates of Capital One, N.A. Investment/brokerage products: not a deposit, not FDIC insured, not bank guaranteed, not insured by any Federal Government agency and may lose value.
Products and services are offered by Capital One, N.A., Member FDIC. © 2013 - Capital One. Capital One is a federally registered service mark. All rights reserved.